FIGA: a state-created safety net

When your insurance company goes insolvent, Florida Insurance Guaranty Association (FIGA) steps in to handle claims. FIGA assumes responsibility for covered property and casualty policies — from home-, auto-, or liability-insurance — paying eligible claims, refunding unearned premiums, and protecting homeowners or drivers from being left unprotected. The site shows what types of losses qualify, outlines claim-filing steps, clarifies statutory limits, and helps you get the support you paid for even when your insurer collapses.

Get Help With a Claim

FIGA Meetings

It is FIGA’s policy to provide reasonable opportunities for members of the public to be heard on a proposition which is before the FIGA Board, as provided in Florida Statute § 286.0114, while still maintaining an orderly and efficient meeting.

Participate in a Meeting

Our Staff

Bob Ricker
Executive Director

Steve Brown
Chief Operating Officer

William Hughes
Vice President of Claims

Dr. Lenox L. Godfrey
Claims Director

FIGA BOARD OF DIRECTORS / OFFICERS

CHAIRWOMAN
Kimberly Blackburn – Florida Farm Bureau Casualty Ins. Co.

VICE CHAIR
Vacant

CORPORATE SECRETARY / TREASURER 
Robert L. Ricker

MEMBERS

  • Brent Brummer – Florida Family Insurance
  • Tasha Carter – Florida’s Insurance Consumer Advocate
  • Michael Dobson – The Baldwin Group
  • Tom Gallagher – Peoples Trust Insurance Company
  • Charles Lydecker – Citizens Property Insurance Corporation
  • Jon Ritchie – American Integrity Insurance Group
  • Benjamin Treuil – Frontline Insurance
  • Ryan West – GEICO

FINANCE AND AUDIT COMMITTEE

  • Brent Brummer (Chairman) – Florida Family Insurance
  • Jon Ritchie – American Integrity Insurance Group
  • Benjamin Treuil – Frontline Insurance

FIGA – Plan of Operation
FIGA Statutes

Got a claim? Take the guesswork out of what's next

Got a claim and wondering what happens now? Figafacts gives you a clear starting point. Answer a few questions and get next steps tailored to your needs, showing exactly how your claim moves forward and what FIGA will handle. You’ll get a simple, personalized path that shows exactly where you stand and what to do now so you can move ahead with confidence.

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